Have you seen this viral video of a woman narrowly escaping a semi by rolling out of her car?
Typically, semi-truck accidents cause a lot more damage than an accident between two cars. And this is obvious, right? The sheer size of a semi is what does most of the damage, although there can be other factors that come into play. According to the Federal Motor Carrier Safety Administration, in 2015 there were about 415,000 large truck accidents that were reported to the police. The most common reasons behind those crashes were speeding, distraction, and impairment (this could be alcohol, drug, fatigue, etc). You may think that because truck drivers are operating commercial vehicles, you probably won’t be able to get the same compensation as you would from a regular accident. However, you would be wrong.
A semi driver uses company insurance to cover any claims on accidents. This insurance is normally high liability coverage because of the size of a semi-truck compared to an average size of a car (usually, semi-truck accidents cause very serious injuries). Like a regular car accident, a semi-truck accident claim should provide you the same type of compensation (cover the cost of repairs, wages lost, medical bills, etc), if not more due to the high coverage they have.
When getting into an accident with a semi, it’s important to assess any injuries that you may have. Even if you don’t think you have an injury, you should be checked out by a doctor as soon as possible just to be sure. The next important thing to do is to take pictures of the accident so that your insurance agent is able to determine who is at fault, as well as a judge later on. Be sure to get the driver’s insurance, license plate, and any other vehicle damage information you can get.
Utilizing an experienced semi accident attorney is crucial to making sure you get the compensation you deserve. Because of how costly these accidents are, semi truck insurance companies will try to take advantage of you and give you as little as possible. An attorney like Tad Morlan knows the tricks an insurance company will try to play, and can get you a fair settlement. If the truck driver doesn’t have the correct license and training to drive a semi, it is highly possible that the company that hired him/her can also be involved in the case. Navigating accident laws are extremely tricky, so get all the help you can by hiring an attorney!